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Critical Illness Insurance

Critical illness insurance provides you with a lump-sum cash payment in case you get diagnosed with one of the specific illness. The money could be used however you see fit. If you want to try alternative therapies, be treated outside of the country, take a vacation or hire someone to take care of you... you choose how to spend your money.

A critical illness plan provides a way of helping to protect yourself against the high cost of rebuilding your lifestyle following a critical illness. It offers a lump-sum payment while you are living which usually becomes payable 30 days after the diagnosis of one of the critical illness insured conditions as defined in the policy. How you use it is up to you.

See below the list of the most common Critical Illness that most of the companies cover.

  • Alzheimer's Disease
  • Aplastic Anaemia
  • Aortic Surgery
  • Bacterial Meningitis
  • Benign Brain Tumour
  • Blindness
  • Coma
  • Coronary Artery Bypass
  • Deafness
  • Heart Attack
  • Heart Valve Replacement
  • Life-Threatening Cancer
  • Kidney Failure
  • Loss of Independent Existence
  • Loss of Limbs
  • Loss of Speech
  • Major Organ Transplant
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Occupational HIV Infection
  • Paralysis
  • Parkinson's Disease
  • Severe Burns
  • Stroke

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